These things can hurt your chances of getting your mortgage approved

Let’s face it, that beautiful home you have been eyeballing is calling your name. You want the home, you like the home, but most people don’t want the mortgage that comes with the home because of the “dreaded mortgage process.” It’s not as hard to obtain a mortgage as some might think. So let me tell youContinue reading “These things can hurt your chances of getting your mortgage approved”

Changes in Mortgage Guidelines

Indiana Home Loans So if you are in the market to either purchase a home or refinance your current home, you need to be aware of some of the new changes that will be rolling out come January 10th 2014. The CFPB (Consumer Finance Protection Bureau) put together new regulations regarding mortgage lending. Home mortgages willContinue reading “Changes in Mortgage Guidelines”

Simple ways to get your home paid off quicker

Having the opportunity to purchase a home is a true experience, there are a ton of emotions that you will go through during the process, and when you get the keys to your new home it is like you’ve reached the finish line. Congratulations you have become a new homeowner, but now let’s move onContinue reading “Simple ways to get your home paid off quicker”

Mortgage rates are on the rise

So if you haven’t noticed on the news, in the newspaper, or on the internet, mortgage rates are on an upward trend. Rates over the past few weeks have gone up from the historic lows that we have been accustomed to, 3 out of the past 4 weeks they’ve gone up to be exact. Don’tContinue reading “Mortgage rates are on the rise”

Multiple offers on a single property is back in style!

After talking to many local real estate agents, reading news stories, and experiencing it first hand, I wanted to talk about multiple offers and what this means for you as a buyer. A multiple offer is when a listed property gets numerous offers from different potential buyers, this means that when you decide to makeContinue reading “Multiple offers on a single property is back in style!”

Great Article! Rates should not prevent the upward trend of the housing market. Housing is still affordable and rates are still low compared to the past 5 years. If anything this should spark potential buyers to look into purchasing now instead of waiting to see if rates go down or up.

If you’ve considered listing your home, now is the time to do so.

The first thing I looked at when I opened up my web browser this morning was an article by The Wall Street Journal writer Ruth Simon and The headline was “Is It Safe To Sell Your House Now?”  Now I have talked to numerous area realtors and I have had transactions on homes that had numerous offersContinue reading “If you’ve considered listing your home, now is the time to do so.”

Foreclosure filings, lowest since April 2007

Welcome to my blog everyone! I want to share some helpful real estate news with everyone, so based on an article by CNN Money it looks like foreclosure filings have been at its lowest level since April of 2007. What does this mean for you? This means that it is a good indication that theContinue reading “Foreclosure filings, lowest since April 2007”