The 4 Most Popular Investments in America Are…

4 Most Popular Bottom Line Investments in America Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks, gold, and savings accounts. For the sixth year in a row, real estate has come out on top as the best long-term investment! That has not alwaysContinue reading “The 4 Most Popular Investments in America Are…”

If You’re Thinking of Selling Your Home and It’s Not Listed, You’re Missing Out On Potential Buyers.

Homeowners: Now Is A Good Time To Sell Your House Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell their houses. This is reflected when broken down by state. Only 11 states have a stableContinue reading “If You’re Thinking of Selling Your Home and It’s Not Listed, You’re Missing Out On Potential Buyers.”

Is it Really a Good Time to Sell My Home?

Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights last seen in 2014, with millennialsContinue reading “Is it Really a Good Time to Sell My Home?”

Thinking of Selling Your Home Yourself? Think Again.

In today’s market, as home prices rise and a lack of inventory continues, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for most sellers. Here are the top five reasons:Continue reading “Thinking of Selling Your Home Yourself? Think Again.”

My Credit is a Little Rough. What Should I Do? 

Tips for Raising Your Credit Score Welcome back to my blog everyone! The topic I want to dig into this week is credit. Why do you need it? Why is it important? Does it really have an impact on getting approved for a loan or not? Want to see what your credit is currently at for thatContinue reading “My Credit is a Little Rough. What Should I Do? “

Closing Costs? Why Pay Them? Who Pays Them? I Don’t Like It

Some of the most common phrases that I hear when talking with buyers are, “What are closing costs? Who pays them? Why are there closing costs?” A very common misconception is that closing costs are the fees that lenders make on the purchase or refinance of a property. Many clients believe this as fact, that is until I enlighten them andContinue reading “Closing Costs? Why Pay Them? Who Pays Them? I Don’t Like It”

Do NOT do this when applying for a home loan…seriously.

Looks like I am going to give you a two for one in blog posts this week. I know I did one yesterday, but since I have fallen behind, I have to make up the difference. So with that said welcome to my blog. I want to inform you about something that can absolutely destroyContinue reading “Do NOT do this when applying for a home loan…seriously.”

Housing Shortage Causing Bidding Wars and Spike in New Construction.

If there is one downside to a booming housing market, it’s that there are not enough homes on the market to satisfy the amount of buyers. You can refer to this as a seller’s market. Not enough homes on the market can mean buyers paying more for a home. This is not a bad thing,Continue reading “Housing Shortage Causing Bidding Wars and Spike in New Construction.”

Changes in Mortgage Guidelines

Indiana Home Loans So if you are in the market to either purchase a home or refinance your current home, you need to be aware of some of the new changes that will be rolling out come January 10th 2014. The CFPB (Consumer Finance Protection Bureau) put together new regulations regarding mortgage lending. Home mortgages willContinue reading “Changes in Mortgage Guidelines”

If you’ve considered listing your home, now is the time to do so.

The first thing I looked at when I opened up my web browser this morning was an article by The Wall Street Journal writer Ruth Simon and The headline was “Is It Safe To Sell Your House Now?”  Now I have talked to numerous area realtors and I have had transactions on homes that had numerous offersContinue reading “If you’ve considered listing your home, now is the time to do so.”